Tips for choosing the best motorcycle insurance

One of the most important aspects when choosing the best motorcycle insurance is to analyze the frequency of vehicle use and the most common trips. In this sense, driving around the city every day doesn't require the same policy as taking a highway trip every now and then.

Basic motorcycle insurance protection

Although the purchase of insurance depends on specific circumstances, the best motorcycle insurance should include a series of guarantees:

1. Driver's insurance: Guarantees payment of compensation for the driver's death and medical care.
2. Traffic Ticket Defense: Includes handling of administrative and administrative appeals against complaints and penalties imposed by any agency.
3. Roadside assistance: For any motorcycle-related accident, it is important to provide the necessary assistance from the start.
4. Fire: Covers the cost of damage caused by fire, short circuit or burning.
5. Theft: Compensation guarantee for losses caused by illegal theft of motorcycles.

Comprehensive motorcycle insurance

Comprehensive insurance is the most expensive option and offers the greatest protection. These coverage areas vary by company and specific case. These insurance policies typically include deductibles or compensation limits within certain coverages. These coverages include the following:

1. Protection against self-harm
2. Theft and fire insurance
3. Hull damage (accidental)
4. Civil liability (mandatory and voluntary)
5. Legal defense and claims for damages
6. Travel assistance
7. Assisting vehicle occupants
8. Legal assistance
9. Traffic penalty management